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Income Statement

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Period Ended
Interest Income4,142
Interest Expense990
Net Interest Income3,152
FTE Net Interest IncomeNA
Provision for Loan Losses (600)
Trading Account Income0
Foreign Exchange IncomeNA
Trust Revenue0
Service Charges on Deposits49
Gain on Sale of Loans (FAS 140)32
Loan Fees & Charges4
Bank-owned Life Insurance Revenue0
Insurance Revenue0
Investment Banking & Brokerage0
Other Noninterest Income84
Total Noninterest Income169
Realized Gain on Securities0
Nonrecurring Revenue0
Compensation & Benefits1,074
Occupancy & Equipment191
Marketing and Promotion Expense31
Professional Fees198
Tech & Communications Expense57
Amrt of Intang & Goodwill Impair0
Foreclosure & Repo (4)
Other Expense338
Total Noninterest Expense1,885
Nonrecurring Expense0
Pre-Provision Net Revenue1,436
Non-FTE Pre-Provision Net Revenue1,436
Net Income before Taxes2,036
Provision for Taxes704
Effective Tax Rate (%) 34.58
Min Int & Oth after-tax Items0
Extraordinary Items0
Net Income1,332
Net Income Attributable to Noncontrolling Int0
Net Income Attributable to Parent1,332
Preferred Dividends0
Other Preferred Dividends after Net Income0
Other Changes to Net Income (13)
Net Income Avail to Common1,319
Net Income for Diluted EPS1,319
EPS after Extra ($) 0.66
EPS after Extra Growth (%) 40.40
Pre-Provision Earnings per Share ($) 0.46
Comprehensive Income   
Net Income1,332
Preferred Dividend Adjustment to Comprehensive Inc0
Total Other Comprehensive Income0
Comprehensive Income1,332
Interest Income/ Expense Detail   
Interest Income Earned On:   
Interest Earned on Loans4,006
Int Inc: SecuritiesNA
Int Inc: Other Earn AssetsNA
Int Inc: Secs & Oth Earn Assets136
Int Inc: Total Earn Assets4,142
Interest Expense Incurred On:   
Int Exp: CDs390
Int Exp: Other Deposits165
Int Exp: Total Deposits555
Int Exp: Debt435
Int Exp: Total Int-bearing Liab990

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